Ayushman Vay Vandana Scheme: Get Rs 10 Lakh Health Cover and Rs 5 Lakh Free Treatment

The Central Government has launched a major health initiative for senior citizens: the Ayushman Vay Vandana Card under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PMJAY). Registrations for this scheme have officially begun in Delhi and will soon ...

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The Central Government has launched a major health initiative for senior citizens: the Ayushman Vay Vandana Card under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PMJAY). Registrations for this scheme have officially begun in Delhi and will soon expand to other states as well. This new initiative provides senior citizens aged 70 years and above with free medical treatment up to Rs 5 lakh, without any restriction based on income levels.

Ayushman Vay Vandana Scheme: Get Rs 10 Lakh Health Cover and Rs 5 Lakh Free Treatment

Below is a detailed guide on the Ayushman Vay Vandana Card — including eligibility, registration process, benefits, and where to apply.

Short Summary: Ayushman Vay Vandana Card 2025

Ayushman Vay Vandana Scheme: Get Rs 10 Lakh Health Cover and Rs 5 Lakh Free Treatment
Key Points
Details
Scheme Name
Ayushman Vay Vandana Card
Launch Year
2024
Eligible Age
70 years and above
Health Coverage
Rs 5 lakh free treatment annually
Additional Benefit
Rs 5 lakh extra cover if family already holds an Ayushman Card
Income Criteria
No income limit
Registration Mode
Online and Offline
Official Websites
Card Availability in Delhi
From April 28, 2025
Priority Beneficiaries
AAY Ration Card holders

What is the Ayushman Vay Vandana Card?

The Ayushman Vay Vandana Card is a special extension under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PMJAY). It specifically targets senior citizens aged 70 years or more, ensuring they receive cashless health services up to Rs 5 lakh per year across India.

This initiative was launched in 2024 to fill the gap in medical care for the elderly population, many of whom were previously excluded due to income or employment status criteria. With this card, any citizen above 70 years can avail medical treatment regardless of:

  • Annual Income
  • Employment Background (Government or Private)
  • Place of Residence

It is estimated that over 6 crore senior citizens across India could benefit from this scheme.

Key Benefits of Ayushman Vay Vandana Card

  • Rs 5 Lakh Free Medical Coverage: Available at empanelled hospitals nationwide.
  • No Income Limitations: Open to all seniors, irrespective of wealth.
  • Extra Cover: If the family already has an Ayushman Card, an additional Rs 5 lakh cover is added.
  • Pan-India Validity: Benefits can be availed across all states.
  • Simple Registration Process: Available through multiple online and offline channels.

Where and How to Apply for the Ayushman Vay Vandana Card?

Eligible candidates can apply for the Ayushman Vay Vandana Card both online and offline. Here’s how:

Online Registration

  1. Visit the official website: beneficiary.nha.gov.in or pmjay.gov.in.
  2. Click on the link for “Ayushman Vay Vandana Card Registration.”
  3. Fill in the required details such as:
    • Name
    • Date of Birth
    • Aadhaar Number
    • Mobile Number
    • Address Details
  4. Upload necessary documents including Aadhaar Card and age proof.
  5. Submit the application and download the acknowledgment slip.

Offline Registration

  • SDM Offices: Help desks will be set up at Sub-Divisional Magistrate offices.
  • MLA Offices: Dedicated counters will be installed for senior citizens’ registration.
  • Hospitals: Authorized hospitals under Ayushman Bharat will facilitate card creation.
  • Special Camps: Regular camps will be organized for mass registrations in urban and rural areas.

Delhi Launch Update

In Delhi, the scheme officially launched on April 28, 2025, with Chief Minister Rekha Gupta confirming the details. In Delhi alone, an estimated 68,000 senior citizens are eligible to receive benefits under the Ayushman Vay Vandana Card.

Priority is given to holders of the Antyodaya Anna Yojana (AAY) Ration Cards, but all eligible seniors are encouraged to apply.

Important Documents Required

  • Aadhaar Card
  • Proof of Age (Aadhaar, Birth Certificate, or Voter ID)
  • Mobile Number
  • Ration Card (if applicable)
  • Passport Size Photograph

List of Hospitals Accepting Ayushman Vay Vandana Card

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana network includes:

  • Government Hospitals
  • Private Empanelled Hospitals
  • Charitable Hospitals

The full list of empanelled hospitals is available on pmjay.gov.in.

Frequently Asked Questions (FAQs)

Q1: Who can apply for the Ayushman Vay Vandana Card?

A: Any Indian citizen aged 70 years and above can apply, irrespective of income.

Q2: Can a person with a high pension or savings apply?

A: Yes, there are no income restrictions for eligibility.

Q3: What happens if I already have an Ayushman Bharat Card?

A: You can still apply. The senior member will receive an additional Rs 5 lakh health cover.

Q4: Where can I get the card made?

A: Online through beneficiary.nha.gov.in or offline at SDM offices, MLA offices, and selected hospitals.

Q5: Are private hospitals covered under this scheme?

A: Yes, many private hospitals empanelled under Ayushman Bharat will accept the Ayushman Vay Vandana Card.

Q6: What is the cost to get the Ayushman Vay Vandana Card?

A: Registration and card issuance are completely free of cost.

Final Words

The Ayushman Vay Vandana Card is a revolutionary step toward making healthcare accessible for India’s senior citizens. It not only covers expensive treatments but also ensures peace of mind for families across the country. With easy registration procedures and a wide network of hospitals, senior citizens now have a powerful tool to safeguard their health.

Eligible individuals and their families are advised to register at the earliest and make full use of this government scheme.

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